Insurance and Drug companies ripping us off…but you already knew that, right?

This week was one of eye opening surprises.  Let me explain.  In May of 2016, a rifle we were selling on consignment in a gun store here in Colorado, was destroyed during a robbery.  A couple of thugs broke into the gun store and used our rifle to break the glass cases.  The police confiscated the rifle, which had been broken in two, because it had DNA evidence on it, blood from one of the thugs.

The owner of the gun store called us to let us know what had happened and assured us it was covered under his insurance policy.  When we had not heard anything from anyone by November of 2016, we asked the store owner for his insurance information so we could contact them to find out what the hold up was on getting our money.  #GaryParkes of Athens Insurance Company was extremely rude over the phone, and before hanging up on me, he told me to send him an email.   So, I did that, however, it wasn’t a very nice email because he isn’t a very nice person.

In February of 2017, a new adjuster was assigned to the case who informed me my check for the rifle was “with his courier”.  Mind you, I am now sending him daily emails because by March, 2017, I still did not have a check for my damaged merchandise.  In the middle of March, I decided to contact the Insurance Commissioner regarding the not only slow payment but the lies that I was getting from this company.  The old “the check is in the mail” is still being used today.  I am now dealing with a Russell Clark and his last email to me was that “your check is with my courier but he is on vacation until March 27th.”  On or about March 27th, I received another email from Mr. Clark now telling me I needed to place a claim with my homeowner’s insurance and whatever they didn’t pay me for the gun, they would make up the difference.  I forwarded the email to the insurance commissioner.  Why wasn’t I told this from the beginning?  Why did it take 10 months amongst all the lies, to tell me to place a claim with my homeowner’s insurance? Which we would have gladly done if we hadn’t been lied to about it being covered under the store’s policy.  By this time though, the poor store owner took out a business loan so he could pay off his customers who had been ripped off by these thugs, (we weren’t the only people waiting for compensation).

To top all of this off, I received a letter from the insurance commissioner stating that the insurance company did no wrong in this case, that in fact, it was the store owner who was dragging his feet when asked for information.  I find this very hard to believe since he hired an attorney to represent him in the case where the insurance company was refusing to settle with him.  They also stated that my part of the claim was at a standstill because I refused to comply with the terms of the policy…excuse me? What exactly am I refusing to comply with? Oh, wait, the letter states I was told numerous times I was to contact my insurance company for compensation…what?  The first time I was told this was in late March, 2017, when the incompetent Mr. Clark, after lying to me about my check being with a courier who was on vacation, that I needed to place a claim with my h/o policy.  Again, if I had been told this earlier, I certainly would have done that, I would not have waited 10 months to do so.  Why doesn’t this surprise me?  An insurance company who willing takes our money every month or every six months but when you place a claim with them, they refuse to pay out and then make up all kinds of stories to avoid paying out.  The letter basically stated I was the liar and I was the one who refused to comply.  Typical.  Big Corp does no wrong.  I’m not worried, the owner of the company cut us a check of what was owed us, minus his commission.   So to the big guys at Athens Insurance company, you suck!

My next beef is with Calroy Health Sciences, LLC out of West Jordan, Utah and I guess they have another office in Arizona.  Last month, after a series of blood work ordered by my doctor, the crap I was taking for my high cholesterol wasn’t working so she suggested I purchase this product called Arterosil HP.  Mind you, this is not a pharmaceutical, it is made up of herbs, flowers and something that supports healthy glycocalyx which aids in cholesterol not sticking to your blood vessels.  Okay.  As I was checking out, the girl told me it was $99.00.  Yikes!  You’re kidding right?  No, that’s what they retail for.  I bit the bullet and purchased a 30 day supply (yeah, I know).

I went home and decided to see if I was able to purchase it for a lesser amount and I went directly to the company website where they were selling a bottle of sixty capsules for $69.00.  Great, I thought.  I will start purchasing it directly and save myself $30 bucks. The other day, I went on their website to purchase my next 30 day supply and low and behold, the price was now $129.00!!  What?  What could have possibly jacked the price up $50.00??  Possibly a complaint from my doctor because I sent her an email explaining I thought I was being gauged by her office for charging $30 over what the company was selling it for.  I’m sure she contacted her sales person and the sales person told the company and the company raised the price so the doctors could still make a profit off it.

My frustration is if this product is supposed to work, and heart disease is the #1 killer in America, why are they charging so much for plants and herbs? Seriously, this stuff has green seaweed, olive extract, red & white grape extract, tomato, blueberry, broccoli, green cabbage, garlic, grapefruit, asparagus, orange, grapefruit, pineapple, strawberry, apple, apricot, cherry and blackcurrant extract in these two capsules which is now selling for $129 for a 30 day supply.    Not only am I shocked but I’m appauled at how much these companies are ripping us, the consumer, off.  We should all be outraged of being taken advantage of.  Are these extracts laced in gold? I doubt it.  Are they paying their CEO over a million per year?  Most likely.  So rather than help patients who need their product, they would rather have it sit on their selves.

I sent an email to them asking how a product can go from $69 one month to $129 the next, their reply to me:  “Are you a health professional?”  My reply:  “No, a concerned consumer.  I’m hoping you can justify this to me. Especially if it works the way your company states it will work, many could benefit from your product however at $129 for a 30 day supply for extracts, seems a little obsessive.  I hope it isn’t greed.”

One thought on “Insurance and Drug companies ripping us off…but you already knew that, right?

  1. It is all incredibly absurd. It also seems that even though many of us try to hold these insurance companies and big pharma accountable, it is to no avail. Nothing makes them truly change. They close one loophole and open another. God help us.

    Like

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